{"id":1057,"date":"2025-02-03T09:44:05","date_gmt":"2025-02-03T09:44:05","guid":{"rendered":"https:\/\/mobsaint.com\/?p=1057"},"modified":"2025-02-03T09:44:05","modified_gmt":"2025-02-03T09:44:05","slug":"%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80-%e7%a7%91%e6%8a%80%e5%88%9d%e5%88%9b%e4%bc%81%e4%b8%9a%e5%a6%82%e4%bd%95%e6%94%b9%e5%8f%98%e9%87%91%e8%9e%8d%e4%b8%9a","status":"publish","type":"post","link":"https:\/\/mobsaint.com\/zh_ms\/fintechs-como-as-startups-de-tecnologia-estao-transformando-o-setor-financeiro\/","title":{"rendered":"\u91d1\u878d\u79d1\u6280\uff1a\u79d1\u6280\u521d\u521b\u516c\u53f8\u5982\u4f55\u6539\u53d8\u91d1\u878d\u4e1a"},"content":{"rendered":"<p>\u8fd1\u5e74\u6765\uff0c\u7531\u4e8e\u6280\u672f\u7684\u8fdb\u6b65\u548c\u91d1\u878d\u79d1\u6280\u7684\u5174\u8d77\uff0c\u91d1\u878d\u4e1a\u53d1\u751f\u4e86\u4e00\u573a\u9769\u547d\u3002\u8fd9\u4e9b\u521b\u65b0\u578b\u521d\u521b\u4f01\u4e1a\u6b63\u5728\u91cd\u5851\u4eba\u4eec\u548c\u4f01\u4e1a\u5904\u7406\u91d1\u878d\u670d\u52a1\u7684\u65b9\u5f0f\uff0c\u4f7f\u4ea4\u6613\u66f4\u5feb\u3001\u66f4\u65b9\u4fbf\u3001\u66f4\u4e2a\u6027\u5316\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u91d1\u878d\u79d1\u6280\uff1f<\/h3>\n\n\n\n<p>\u201c\u91d1\u878d\u79d1\u6280\u201d\u4e00\u8bcd\u7531\u201c\u91d1\u878d\u201d\u548c\u201c\u6280\u672f\u201d\u7ec4\u6210\u3002\u91d1\u878d\u79d1\u6280\u516c\u53f8\u662f\u5229\u7528\u6280\u672f\u63d0\u4f9b\u521b\u65b0\u91d1\u878d\u89e3\u51b3\u65b9\u6848\u7684\u521d\u521b\u4f01\u4e1a\uff0c\u5305\u62ec\u6570\u5b57\u652f\u4ed8\u548c\u4fe1\u8d37\u3001\u6295\u8d44\u548c\u52a0\u5bc6\u8d27\u5e01\u3002\u8fd9\u4e9b\u516c\u53f8\u6311\u6218\u94f6\u884c\u548c\u91d1\u878d\u673a\u6784\u7684\u4f20\u7edf\u6a21\u5f0f\uff0c\u4e3a\u7528\u6237\u63d0\u4f9b\u66f4\u7075\u6d3b\u3001\u66f4\u4fbf\u6377\u7684\u4f53\u9a8c\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u4e3b\u8981\u7ec6\u5206\u9886\u57df<\/h3>\n\n\n\n<p>\u91d1\u878d\u79d1\u6280\u5728\u91d1\u878d\u884c\u4e1a\u7684\u5404\u4e2a\u9886\u57df\u90fd\u6709\u4e1a\u52a1\u3002\u4e00\u4e9b\u4e3b\u8981\u7c7b\u522b\u5305\u62ec\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6570\u5b57\u652f\u4ed8\u548c\u4ea4\u6613<\/strong>\n<ul class=\"wp-block-list\">\n<li>PayPal\u3001Stripe \u548c PicPay \u7b49\u516c\u53f8\u63d0\u4f9b\u5373\u65f6\u652f\u4ed8\u548c\u65e0\u5fe7\u4ea4\u6613\u3002<\/li>\n\n\n\n<li>\u6570\u5b57\u94b1\u5305\u548c\u4e8c\u7ef4\u7801\u6d88\u9664\u4e86\u5bf9\u5b9e\u7269\u73b0\u91d1\u7684\u9700\u6c42\uff0c\u4f7f\u652f\u4ed8\u66f4\u52a0\u5b89\u5168\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u4fe1\u8d37\u548c\u8d37\u6b3e<\/strong>\n<ul class=\"wp-block-list\">\n<li>Nubank \u548c Creditas \u7b49\u5e73\u53f0\u63d0\u4f9b\u65e0\u9700\u5b98\u50da\u7a0b\u5e8f\u7684\u4fe1\u8d37\u670d\u52a1\uff0c\u5229\u7528\u6570\u636e\u5206\u6790\u6765\u5b9a\u5236\u5229\u7387\u548c\u6761\u4ef6\u3002<\/li>\n\n\n\n<li>\u70b9\u5bf9\u70b9\u501f\u8d37\u6a21\u5f0f\u5141\u8bb8\u4eba\u4eec\u65e0\u9700\u4f20\u7edf\u4e2d\u4ecb\u673a\u6784\u5373\u53ef\u76f4\u63a5\u76f8\u4e92\u501f\u94b1\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u6295\u8d44\u4e0e\u8d22\u52a1\u7ba1\u7406<\/strong>\n<ul class=\"wp-block-list\">\n<li>Robinhood\u3001XP Investimentos \u548c Rico \u7b49\u5e94\u7528\u7a0b\u5e8f\u5b9e\u73b0\u4e86\u91d1\u878d\u5e02\u573a\u7684\u6c11\u4e3b\u5316\uff0c\u4efb\u4f55\u4eba\u53ea\u9700\u70b9\u51fb\u51e0\u4e0b\u5373\u53ef\u8fdb\u884c\u6295\u8d44\u3002<\/li>\n\n\n\n<li>\u91d1\u878d\u6559\u80b2\u5de5\u5177\u53ef\u5e2e\u52a9\u7528\u6237\u5bf9\u6295\u8d44\u505a\u51fa\u66f4\u660e\u667a\u7684\u51b3\u7b56\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u52a0\u5bc6\u8d27\u5e01\u548c\u533a\u5757\u94fe<\/strong>\n<ul class=\"wp-block-list\">\n<li>Binance \u548c Coinbase \u7b49\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6b63\u5728\u901a\u8fc7\u533a\u5757\u94fe\u6280\u672f\u5f7b\u5e95\u6539\u53d8\u91d1\u878d\u4ea4\u6613\u7684\u65b9\u5f0f\u3002<\/li>\n\n\n\n<li>\u52a0\u5bc6\u8d27\u5e01\u4e3a\u4f20\u7edf\u94f6\u884c\u7cfb\u7edf\u63d0\u4f9b\u4e86\u53bb\u4e2d\u5fc3\u5316\u7684\u66ff\u4ee3\u65b9\u6848\uff0c\u964d\u4f4e\u4e86\u6210\u672c\u5e76\u63d0\u9ad8\u4e86\u5b89\u5168\u6027\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u6570\u5b57\u4fdd\u9669\uff08\u4fdd\u9669\u79d1\u6280\uff09<\/strong>\n<ul class=\"wp-block-list\">\n<li>Youse \u548c Thinkseg \u7b49\u521d\u521b\u516c\u53f8\u5229\u7528\u6280\u672f\u6765\u5b9a\u5236\u4fdd\u9669\u8ba1\u5212\u5e76\u7b80\u5316\u5b98\u50da\u7a0b\u5e8f\u3002<\/li>\n\n\n\n<li>\u6570\u636e\u9a71\u52a8\u6a21\u578b\u4e3a\u5ba2\u6237\u63d0\u4f9b\u66f4\u516c\u5e73\u3001\u66f4\u5b9e\u60e0\u7684\u4ef7\u683c\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u7684\u4f18\u52bf<\/h3>\n\n\n\n<p>\u91d1\u878d\u79d1\u6280\u7684\u53d1\u5c55\u4e3a\u6d88\u8d39\u8005\u548c\u6574\u4e2a\u91d1\u878d\u5e02\u573a\u5e26\u6765\u4e86\u8bf8\u591a\u597d\u5904\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u53ef\u8bbf\u95ee\u6027\uff1a<\/strong> \u4ee5\u524d\u65e0\u6cd5\u83b7\u5f97\u94f6\u884c\u670d\u52a1\u7684\u4eba\u4eec\u73b0\u5728\u53ef\u4ee5\u4f9d\u9760\u7b80\u5355\u9ad8\u6548\u7684\u6570\u5b57\u89e3\u51b3\u65b9\u6848\u3002<\/li>\n\n\n\n<li><strong>\u51cf\u5c11\u5b98\u50da\u4e3b\u4e49\uff1a<\/strong> \u91d1\u878d\u79d1\u6280\u6d88\u9664\u4e86\u8017\u65f6\u7684\u4f20\u7edf\u6d41\u7a0b\uff0c\u4ece\u800c\u80fd\u591f\u5feb\u901f\u5ba1\u6279\u4fe1\u8d37\u548c\u8d26\u6237\u3002<\/li>\n\n\n\n<li><strong>\u964d\u4f4e\u6210\u672c\uff1a<\/strong> \u91d1\u878d\u79d1\u6280\u516c\u53f8\u6536\u53d6\u7684\u5229\u7387\u901a\u5e38\u4f4e\u4e8e\u4f20\u7edf\u94f6\u884c\u6536\u53d6\u7684\u5229\u7387\u3002<\/li>\n\n\n\n<li><strong>\u4e2a\u6027\u5316\uff1a<\/strong> \u4eba\u5de5\u667a\u80fd\u548c\u6570\u636e\u5206\u6790\u7684\u4f7f\u7528\u53ef\u4ee5\u4e3a\u6bcf\u4e2a\u7528\u6237\u63d0\u4f9b\u4e2a\u6027\u5316\u670d\u52a1\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u6311\u6218<\/h3>\n\n\n\n<p>\u5c3d\u7ba1\u91d1\u878d\u79d1\u6280\u53d1\u5c55\u8fc5\u901f\uff0c\u4f46\u4e5f\u9762\u4e34\u4e25\u5cfb\u6311\u6218\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u89c4\u5b9a\uff1a<\/strong> \u8fd9\u4e9b\u521d\u521b\u4f01\u4e1a\u7684\u5feb\u901f\u53d1\u5c55\u9700\u8981\u660e\u786e\u7684\u6cd5\u89c4\u6765\u786e\u4fdd\u6d88\u8d39\u8005\u7684\u5b89\u5168\u548c\u4fdd\u62a4\u3002<\/li>\n\n\n\n<li><strong>\u4e0e\u4f20\u7edf\u94f6\u884c\u7684\u7ade\u4e89\uff1a<\/strong> \u4e00\u4e9b\u4f20\u7edf\u91d1\u878d\u673a\u6784\u6b63\u5728\u91c7\u53d6\u521b\u65b0\u63aa\u65bd\u4e0e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7ade\u4e89\u3002<\/li>\n\n\n\n<li><strong>\u7f51\u7edc\u5b89\u5168\uff1a<\/strong> \u968f\u7740\u6570\u5b57\u4ea4\u6613\u7684\u589e\u957f\uff0c\u5bf9\u6b3a\u8bc8\u548c\u7f51\u7edc\u653b\u51fb\u7684\u62c5\u5fe7\u4e5f\u65e5\u76ca\u52a0\u5267\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u91d1\u878d\u79d1\u6280\u7684\u672a\u6765<\/h3>\n\n\n\n<p>\u9884\u8ba1\u672a\u6765\u51e0\u5e74\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u5c06\u7ee7\u7eed\u53d1\u5c55\uff0c\u8d8b\u52bf\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5f00\u653e\u94f6\u884c\uff1a<\/strong> \u91d1\u878d\u673a\u6784\u4e4b\u95f4\u5171\u4eab\u6570\u636e\uff0c\u4ee5\u63d0\u4f9b\u66f4\u52a0\u4e2a\u6027\u5316\u7684\u670d\u52a1\u3002<\/li>\n\n\n\n<li><strong>\u4eba\u5de5\u667a\u80fd\uff1a<\/strong> \u9ad8\u7ea7\u4f7f\u7528\u7b97\u6cd5\u6765\u9884\u6d4b\u91d1\u878d\u884c\u4e3a\u5e76\u4f18\u5316\u670d\u52a1\u3002<\/li>\n\n\n\n<li><strong>\u62d3\u5c55\u65b0\u5e02\u573a\uff1a<\/strong> \u91d1\u878d\u79d1\u6280\u6b63\u5728\u5411\u65b0\u5174\u5730\u533a\u6269\u5f20\uff0c\u4fc3\u8fdb\u91d1\u878d\u5305\u5bb9\u6027\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7ed3\u8bba<\/h3>\n\n\n\n<p>\u91d1\u878d\u79d1\u6280\u6b63\u5728\u6df1\u523b\u5730\u6539\u53d8\u91d1\u878d\u4e1a\uff0c\u63d0\u4f9b\u66f4\u6613\u4e8e\u83b7\u53d6\u3001\u66f4\u7075\u6d3b\u548c\u66f4\u5177\u521b\u65b0\u6027\u7684\u89e3\u51b3\u65b9\u6848\u3002\u968f\u7740\u6280\u672f\u7684\u5feb\u901f\u53d1\u5c55\u548c\u6570\u5b57\u670d\u52a1\u7684\u65e5\u76ca\u666e\u53ca\uff0c\u8fd9\u4e9b\u521d\u521b\u4f01\u4e1a\u5c06\u7ee7\u7eed\u5728\u672a\u6765\u7684\u91d1\u878d\u5e02\u573a\u4e2d\u53d1\u6325\u5173\u952e\u4f5c\u7528\u3002\u5bf9\u4e8e\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u6765\u8bf4\uff0c\u91d1\u878d\u79d1\u6280\u9769\u547d\u4ee3\u8868\u7740\u4e00\u4e2a\u5145\u6ee1\u673a\u9047\u548c\u6548\u7387\u7684\u65b0\u65f6\u4ee3\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>O setor financeiro tem passado por uma revolu\u00e7\u00e3o nos \u00faltimos anos devido ao avan\u00e7o da tecnologia e \u00e0 ascens\u00e3o das fintechs. Essas startups inovadoras est\u00e3o remodelando a maneira como as pessoas e empresas lidam com servi\u00e7os financeiros, tornando as transa\u00e7\u00f5es mais \u00e1geis, acess\u00edveis e personalizadas. O Que S\u00e3o Fintechs? O termo &#8220;fintech&#8221; \u00e9 a combina\u00e7\u00e3o &#8230; <a title=\"\u91d1\u878d\u79d1\u6280\uff1a\u79d1\u6280\u521d\u521b\u516c\u53f8\u5982\u4f55\u6539\u53d8\u91d1\u878d\u4e1a\" class=\"read-more\" href=\"https:\/\/mobsaint.com\/zh_ms\/fintechs-como-as-startups-de-tecnologia-estao-transformando-o-setor-financeiro\/\" aria-label=\"Read more about Fintechs: Como as Startups de Tecnologia Est\u00e3o Transformando o Setor Financeiro\">\u9605\u8bfb\u66f4\u591a<\/a><\/p>","protected":false},"author":1,"featured_media":1058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-1057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/posts\/1057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/comments?post=1057"}],"version-history":[{"count":1,"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/posts\/1057\/revisions"}],"predecessor-version":[{"id":1059,"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/posts\/1057\/revisions\/1059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/media\/1058"}],"wp:attachment":[{"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/media?parent=1057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/categories?post=1057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mobsaint.com\/zh_ms\/wp-json\/wp\/v2\/tags?post=1057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}