{"id":1057,"date":"2025-02-03T09:44:05","date_gmt":"2025-02-03T09:44:05","guid":{"rendered":"https:\/\/mobsaint.com\/?p=1057"},"modified":"2025-02-03T09:44:05","modified_gmt":"2025-02-03T09:44:05","slug":"%ed%95%80%ed%85%8c%ed%81%ac-%ea%b8%b0%ec%88%a0-%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85%ec%9d%b4-%ea%b8%88%ec%9c%b5-%eb%b6%80%eb%ac%b8%ec%9d%84-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%b3%80%ed%99%94%ec%8b%9c","status":"publish","type":"post","link":"https:\/\/mobsaint.com\/ko\/fintechs-como-as-startups-de-tecnologia-estao-transformando-o-setor-financeiro\/","title":{"rendered":"\ud540\ud14c\ud06c: \uae30\uc220 \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uae08\uc735 \ubd80\ubb38\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub294\uac00"},"content":{"rendered":"<p>\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uae30\uc220\uc758 \ubc1c\uc804\uacfc \ud540\ud14c\ud06c\uc758 \ub4f1\uc7a5\uc73c\ub85c \uae08\uc735 \ubd80\ubb38\uc740 \ud601\uba85\uc744 \uacaa\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud601\uc2e0\uc801\uc778 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc0ac\ub78c\uacfc \uae30\uc5c5\uc774 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub294 \ubc29\uc2dd\uc744 \ubc14\uafb8\uc5b4, \uac70\ub798\ub97c \ub354 \ube60\ub974\uace0, \uc811\uadfc\uc131 \uc788\uac8c, \ub354 \uac1c\uc778\ud654\ud558\ub3c4\ub85d \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud540\ud14c\ud06c\ub780 \ubb34\uc5c7\uc778\uac00?<\/h3>\n\n\n\n<p>\ud540\ud14c\ud06c(Fintech)\ub780 &#039;\uae08\uc735(Financial)&#039;\uacfc &#039;\uae30\uc220(Technology)&#039;\uc758 \ud569\uc131\uc5b4\uc785\ub2c8\ub2e4. \ud540\ud14c\ud06c\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c, \uc2e0\uc6a9, \ud22c\uc790, \uc554\ud638\ud654\ud3d0 \ub4f1 \ud601\uc2e0\uc801\uc778 \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\ub294 \uc2e0\uc0dd \uae30\uc5c5\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud68c\uc0ac\ub294 \uc740\ud589\uacfc \uae08\uc735 \uae30\uad00\uc758 \uae30\uc874 \ubaa8\ub378\uc5d0 \ub3c4\uc804\ud558\uc5ec \uc0ac\uc6a9\uc790\uc5d0\uac8c \ub354 \ubbfc\ucca9\ud558\uace0 \uc811\uadfc\ud558\uae30 \uc26c\uc6b4 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc8fc\uc694 \ud540\ud14c\ud06c \uc138\uadf8\uba3c\ud2b8<\/h3>\n\n\n\n<p>\ud540\ud14c\ud06c\ub294 \uae08\uc735 \ubd80\ubb38\uc758 \ub2e4\uc591\ud55c \ubd84\uc57c\uc5d0\uc11c \uc6b4\uc601\ub429\ub2c8\ub2e4. \uc8fc\uc694 \uce74\ud14c\uace0\ub9ac\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\ub514\uc9c0\ud138 \uc9c0\ubd88 \ubc0f \uac70\ub798<\/strong>\n<ul class=\"wp-block-list\">\n<li>PayPal, Stripe, PicPay\uc640 \uac19\uc740 \ud68c\uc0ac\ub294 \uc989\uac01\uc801\uc778 \uacb0\uc81c\uc640 \ubc88\uac70\ub85c\uc6c0 \uc5c6\ub294 \uac70\ub798\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub514\uc9c0\ud138 \uc9c0\uac11\uacfc QR \ucf54\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74 \uc2e4\uc81c \ud604\uae08\uc774 \ud544\uc694 \uc5c6\uac8c \ub418\uace0 \uacb0\uc81c\uac00 \ub354 \uc548\uc804\ud574\uc9d1\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc2e0\uc6a9 \ubc0f \ub300\ucd9c<\/strong>\n<ul class=\"wp-block-list\">\n<li>Nubank\uc640 Creditas\uc640 \uac19\uc740 \ud50c\ub7ab\ud3fc\uc740 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uc5ec \uae08\ub9ac\uc640 \uc870\uac74\uc744 \ub9de\ucda4\ud654\ud558\uc5ec \uad00\ub8cc\uc8fc\uc758 \uc5c6\uc774 \uc2e0\uc6a9\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>P2P \ub300\ucd9c \ubaa8\ub378\uc744 \uc0ac\uc6a9\ud558\uba74 \uc0ac\ub78c\ub4e4\uc740 \uc804\ud1b5\uc801\uc778 \uc911\uac1c\uc790 \uc5c6\uc774 \uc11c\ub85c\uc5d0\uac8c \uc9c1\uc811 \ub3c8\uc744 \ube4c\ub824\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\ud22c\uc790 \ubc0f \uc7ac\ubb34 \uad00\ub9ac<\/strong>\n<ul class=\"wp-block-list\">\n<li>Robinhood, XP Investimentos, Rico\uc640 \uac19\uc740 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc740 \uae08\uc735 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \ubbfc\uc8fc\ud654\ud558\uc5ec \ub204\uad6c\ub098 \uba87 \ubc88\uc758 \ud074\ub9ad\ub9cc\uc73c\ub85c \ud22c\uc790\ud560 \uc218 \uc788\uac8c \ud588\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uae08\uc735 \uad50\uc721 \ub3c4\uad6c\ub294 \uc0ac\uc6a9\uc790\uac00 \ud22c\uc790\uc5d0 \ub300\ud574 \ub354\uc6b1 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc554\ud638\ud654\ud3d0\uc640 \ube14\ub85d\uccb4\uc778<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ubc14\uc774\ub0b8\uc2a4\uc640 \ucf54\uc778\ubca0\uc774\uc2a4\uc640 \uac19\uc740 \ud540\ud14c\ud06c \uae30\uc5c5\uc740 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ud1b5\ud574 \uae08\uc735 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9c0\ub294 \ubc29\uc2dd\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc554\ud638\ud654\ud3d0\ub294 \uae30\uc874 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0 \ube44\ud574 \ubd84\uc0b0\ud654\ub41c \ub300\uc548\uc744 \uc81c\uacf5\ud558\uc5ec \ube44\uc6a9\uc744 \uc904\uc774\uace0 \ubcf4\uc548\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\ub514\uc9c0\ud138 \ubcf4\ud5d8(Insurtechs)<\/strong>\n<ul class=\"wp-block-list\">\n<li>Youse\uc640 Thinkseg\uc640 \uac19\uc740 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8 \ud50c\ub79c\uc744 \ub9de\ucda4\ud654\ud558\uace0 \uad00\ub8cc\uc801 \uc808\ucc28\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub370\uc774\ud130 \uae30\ubc18 \ubaa8\ub378\uc740 \uace0\uac1d\uc5d0\uac8c \ub354 \uacf5\uc815\ud558\uace0 \uc800\ub834\ud55c \uac00\uaca9\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">\ud540\ud14c\ud06c\uc758 \uc774\uc810<\/h3>\n\n\n\n<p>\ud540\ud14c\ud06c\uc758 \uc131\uc7a5\uc740 \uc18c\ube44\uc790\uc640 \uae08\uc735 \uc2dc\uc7a5 \uc804\uccb4\uc5d0 \uc5ec\ub7ec \uac00\uc9c0 \uc774\uc810\uc744 \uac00\uc838\ub2e4\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc811\uadfc\uc131:<\/strong> \uc774\uc804\uc5d0\ub294 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc5c6\uc5c8\ub358 \uc0ac\ub78c\ub4e4\ub3c4 \uc774\uc81c\ub294 \uac04\ub2e8\ud558\uace0 \ud6a8\uc728\uc801\uc778 \ub514\uc9c0\ud138 \uc194\ub8e8\uc158\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uad00\ub8cc\uc8fc\uc758 \uac10\uc18c:<\/strong> \ud540\ud14c\ud06c\ub294 \uc2dc\uac04\uc774 \ub9ce\uc774 \uc18c\uc694\ub418\ub294 \uae30\uc874 \uc808\ucc28\ub97c \uc5c6\uc560 \uc2e0\uc6a9 \ubc0f \uacc4\uc88c \uc2b9\uc778\uc744 \uc2e0\uc18d\ud558\uac8c \ucc98\ub9ac\ud560 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ube44\uc6a9 \uc808\uac10:<\/strong> \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \uc218\uc218\ub8cc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc804\ud1b5\uc801\uc778 \uc740\ud589\uc758 \uc218\uc218\ub8cc\ubcf4\ub2e4 \ub0ae\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uac1c\uc778\ud654:<\/strong> \uc778\uacf5\uc9c0\ub2a5\uacfc \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud558\uba74 \uac01 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc774 \uac00\ub2a5\ud574\uc9d1\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud540\ud14c\ud06c\uc758 \ub3c4\uc804<\/h3>\n\n\n\n<p>\uae09\uc18d\ud55c \uc131\uc7a5\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud540\ud14c\ud06c \uae30\uc5c5\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc2ec\uac01\ud55c \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uaddc\uc81c:<\/strong> \uc774\ub7ec\ud55c \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \uae09\uc18d\ud55c \ubc1c\uc804\uc73c\ub85c \uc778\ud574 \uc18c\ube44\uc790\uc758 \uc548\uc804\uacfc \ubcf4\ud638\ub97c \ubcf4\uc7a5\ud558\ub294 \uba85\ud655\ud55c \uaddc\uc815\uc774 \ud544\uc694\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae30\uc874 \uc740\ud589\uacfc\uc758 \uacbd\uc7c1:<\/strong> \uc77c\ubd80 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uae30\uad00\uc740 \ud540\ud14c\ud06c \uae30\uc5c5\uacfc \uacbd\uc7c1\ud558\uae30 \uc704\ud574 \ud601\uc2e0\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc0ac\uc774\ubc84 \ubcf4\uc548:<\/strong> \ub514\uc9c0\ud138 \uac70\ub798\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc0ac\uae30\uc640 \uc0ac\uc774\ubc84 \uacf5\uaca9\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \ucee4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud540\ud14c\ud06c\uc758 \ubbf8\ub798<\/h3>\n\n\n\n<p>\ud540\ud14c\ud06c \ubd80\ubb38\uc740 \uc55e\uc73c\ub85c\ub3c4 \ub2e4\uc74c\uacfc \uac19\uc740 \ucd94\uc138\ub85c \uacc4\uc18d \ubc1c\uc804\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc624\ud508 \ubc45\ud0b9:<\/strong> \ubcf4\ub2e4 \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uae08\uc735\uae30\uad00 \uac04 \ub370\uc774\ud130\ub97c \uacf5\uc720\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc778\uacf5\uc9c0\ub2a5:<\/strong> \uc54c\uace0\ub9ac\uc998\uc744 \uace0\ub3c4\ub85c \ud65c\uc6a9\ud574 \uae08\uc735 \ud589\ub3d9\uc744 \uc608\uce21\ud558\uace0 \uc11c\ube44\uc2a4\ub97c \ucd5c\uc801\ud654\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc73c\ub85c\uc758 \ud655\uc7a5:<\/strong> \ud540\ud14c\ud06c \uae30\uc5c5\uc774 \uc2e0\ud765 \uc9c0\uc5ed\uc73c\ub85c \ud655\uc7a5\ud558\uba74\uc11c \uae08\uc735 \ud3ec\uc6a9\uc131\uc774 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uacb0\ub860<\/h3>\n\n\n\n<p>\ud540\ud14c\ud06c\ub294 \ub354 \uc811\uadfc\ud558\uae30 \uc27d\uace0 \ubbfc\ucca9\ud558\uba70 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uc5ec \uae08\uc735 \ubd80\ubb38\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc220\uc774 \uae09\uc18d\ud788 \ubc1c\uc804\ud558\uace0 \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \ub3c4\uc785\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c, \uc774\ub7ec\ud55c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc55e\uc73c\ub85c\ub3c4 \uae08\uc735 \uc2dc\uc7a5\uc758 \ubbf8\ub798\uc5d0\uc11c \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \uc218\ud589\ud560 \uac83\uc785\ub2c8\ub2e4. \uc18c\ube44\uc790\uc640 \uae30\uc5c5 \ubaa8\ub450\uc5d0\uac8c \ud540\ud14c\ud06c \ud601\uba85\uc740 \uae30\ud68c\uc640 \ud6a8\uc728\uc131\uc758 \uc0c8\ub85c\uc6b4 \uc2dc\ub300\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>O setor financeiro tem passado por uma revolu\u00e7\u00e3o nos \u00faltimos anos devido ao avan\u00e7o da tecnologia e \u00e0 ascens\u00e3o das fintechs. Essas startups inovadoras est\u00e3o remodelando a maneira como as pessoas e empresas lidam com servi\u00e7os financeiros, tornando as transa\u00e7\u00f5es mais \u00e1geis, acess\u00edveis e personalizadas. O Que S\u00e3o Fintechs? O termo &#8220;fintech&#8221; \u00e9 a combina\u00e7\u00e3o &#8230; <a title=\"\ud540\ud14c\ud06c: \uae30\uc220 \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uae08\uc735 \ubd80\ubb38\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub294\uac00\" class=\"read-more\" href=\"https:\/\/mobsaint.com\/ko\/fintechs-como-as-startups-de-tecnologia-estao-transformando-o-setor-financeiro\/\" aria-label=\"Fintechs: \uae30\uc220 \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uae08\uc735 \ubd80\ubb38\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub294\uc9c0\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uc5b4\ubcf4\uc138\uc694<\/a><\/p>","protected":false},"author":1,"featured_media":1058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-1057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/posts\/1057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/comments?post=1057"}],"version-history":[{"count":1,"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/posts\/1057\/revisions"}],"predecessor-version":[{"id":1059,"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/posts\/1057\/revisions\/1059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/media\/1058"}],"wp:attachment":[{"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/media?parent=1057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/categories?post=1057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mobsaint.com\/ko\/wp-json\/wp\/v2\/tags?post=1057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}